Best credit cards for students
The best credit cards for students aimed at building the financial responsibility, saving for college, and encourage good grades. several credit cards on the market that address one or more of these student goals related to different card programs.
Some credit cards claim to be ‘a student credit card, but do not necessarily offer services other than credit cards issued by the same company. The following credit cards are some of the best credit cards for students, since they can be used with a greater return on spending, or are more likely to comply with one or more of the above financial objectives, especially if used in conjunction with a budget or financial plan.
1. Student Visa backwards
The upside student Visa credit card is a prepaid finance and parents can keep track of expenses. What makes this credit card is best for students is to be financed directly from the checking account of the parents without transfer fees. The Department of Financial Institutions Indiana student councils provides credit card and techniques to make the most of the cards as a student visa in reverse, and to help education for the real financial life for students.
2. Fidelity Investments 529 of American Express
The Fidelity Investments Rewards American Express 529 offers up to $ 1,500 per year for contributions to a 529 plan fidelity College. No annual fee is required for this card and 0% APR on purchases and balance transfers is allowed for first 12 billing cycles. This is one of the best credit cards for students, as it focuses on an educational objective.
3. CITI MTV U Platinum Select credit card
This card actually rewards good grades, offering rewards of up to 4000 points per year, plus a 10 percent discount on purchases made in shop.mtv.com music. PAM Awards are offered on a basis of two semesters and is divided into four levels of 2.5 to 4.0, a semester average of 2.5 to 2.99 earns 250 points and earn an average of 4.0 in 2000.
4. Upromise World MasterCard
The Upromise World MasterCard card is another college savings plan, and is one of the best credit cards for students for this reason. The difference with this card but the benefit can be as high as 25 percent if the sales network Upromise is used. The money earned through Upromise rewards student credit card is placed directly into a 529 savings plan, or used to pay off student loans or college expenses.
5. Discover Student Card Mix Tape
As Upromise World MasterCard card, the student Other Mix Tape credit card offers high, up 20 percent, cash back rewards when shopping view is used. This card does not fund a savings plan for college however, and therefore requires a greater amount of financial responsibility to reap the rewards.
additional credit cards that students can benefit from the Capital One Rewards Card Student credit card and prepaid account. Using credit cards for school expenses alone, then pay before the grace period is a good way to build credit and earn up to 25 per cent back to save costs of college or school in some cases.
The disadvantage of even the best credit cards for students is that they require a lot of financial discipline. Credit card companies bank card users will not be financially responsible to pay your balance each month, especially if the cards have no annual fee or service charges associated with regular use.
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