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Home » Finance

Save with Low Interest Rates

Submitted by on 21 December, 2017 – 4:35 pm

“These are the lowest mortgage rates since they began to calculate mortgage rates,” said Joe Curatolo Georgetown Capital.

“Which was when?” 2 In Josh Boose asked his side.

“Probably in the 70’s.” Curatolo said.

“On average people are starting to look at mortgage rates below four percent,” said Curatolo. “For under four percent for those under 15 years and 30 years above four percent.”

“This means that they [people] can refinance a mortgage can lower a month,” Curatolo said. “Perhaps we can conclude a car payment or home equity loan or registration and put it all into one big package.”

“Will it be harder to qualify for these rates at this time?” Boos asked.

“We will not be as free to disclose whether you have a tarnished credit report,” Curatolo said. “If you have a good credit report, if you have a credit report 700 points to 820 points, which will hit the door to try and have to borrow money from them.”

“How did we get here?” Boos asked.

“You have banks that are sitting on huge amounts of cash,” said Curatolo. “They are paying depositors almost nothing, so if you can pay a depositor half percent or one percent and may be provided at four, they’re happy.”

“Nobody’s sure how long this will remain so, but one can imagine a couple of months,” said Curatolo.

2 On Your Side also spoke to Tony Ogorek Ogorek of Wealth Management. He offered the following tips when shopping around for low rate;

He says look to your monthly payment because they can change at different times of the loan and could really affect your budget. Also, if you do not know what you are doing, talk to a loan officer or mortgage broker is not doing your transaction. Said to reduce any scams or print that I could not see otherwise.

Another good thing is to check the closing costs. For the refinancing could make or break your deal.

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